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Inheriting your late parent's 401(k) can trigger a 25% IRS penalty if you don't follow the withdrawal rules
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Inheriting your late parent's 401(k) can trigger a 25% IRS penalty if you don't follow the withdrawal rules

Yahoo Finance · May 23, 2026, 2:00 PM

Key takeaways

  • Inheriting your late parent's 401(k) can trigger a 25% IRS penalty if you don't follow the withdrawal rules baffos/Envato Laura Boast Sat, May 23, 2026 at 9:00 PM GMT+7 6 min read.
  • The upside of inheriting a retirement account is that it’s not subject to probate, unlike other assets outlined in a will.
  • You can now build wealth like a landlord for as little as $100 — and no, you don t have to chase down rent or take 3 A.M tenant calls

Inheriting your late parent's 401(k) can trigger a 25% IRS penalty if you don't follow the withdrawal rules baffos/Envato Laura Boast Sat, May 23, 2026 at 9:00 PM GMT+7 6 min read. A lot of children assume they’ll get their inheritance from parents in a will. But there are other ways to inherit wealth, like as the designated beneficiary of a loved one’s 401(k) or IRA.

The upside of inheriting a retirement account is that it’s not subject to probate, unlike other assets outlined in a will. But the accounts may be subject to other conditions. That’s where things get complicated.

You can now build wealth like a landlord for as little as $100 — and no, you don t have to chase down rent or take 3 A.M tenant calls

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