Best CD rates today, May 13, 2026 (Earn up to 4% APY)
Key takeaways
- Personal Finance / Banking Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations.
- Best CD rates today, May 13, 2026 (Earn up to 4% APY) Here's a look at how today's CD rates stack up.
- CDs today typically offer rates significantly higher than traditional savings accounts.
Personal Finance / Banking Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Best CD rates today, May 13, 2026 (Earn up to 4% APY) Here's a look at how today's CD rates stack up. Tim Manni · Lead Editor Wed, May 13, 2026 at 5:00 PM GMT+7 4 min read Deposit account rates are on the decline. The good news: You can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. In fact, the best CDs still pay rates above 4%. Read on for a snapshot of CD rates today and where to find the best offers.
CDs today typically offer rates significantly higher than traditional savings accounts. Currently, the best short-term CDs (six to 12 months) generally offer rates around 4% to 4.5% APY.