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Fidelity’s 2026 Retirement Study Finds Men Are 18 Points More Confident Than Women About Retiring on Their Terms
Key takeaways
- Retirees with a written plan are nearly twice as likely to feel their savings will last a lifetime, with 81% expressing that confidence compared to just 45% of those without one.
- The personal savings rate dropped from 6.2% to 3.7% between early 2024 and early 2026, shrinking room for retirement contributions as inflation erodes fixed incomes.
- SmartAsset s free tool can match you with a financial advisor in minutes to help you answer that today.
Fidelity’s 2026 Retirement Study Finds Men Are 18 Points More Confident Than Women About Retiring on Their Terms Monkey Business Images / Shutterstock.com David Beren Tue, June 9, 2026 at 9:32 PM GMT+7 5 min read Quick Read Men report 81% confidence in retiring on their terms versus 63% for women, an 18-point gap driven by lifetime wage differences and caregiving interruptions.
Retirees with a written plan are nearly twice as likely to feel their savings will last a lifetime, with 81% expressing that confidence compared to just 45% of those without one.
The personal savings rate dropped from 6.2% to 3.7% between early 2024 and early 2026, shrinking room for retirement contributions as inflation erodes fixed incomes.
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