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How the Wealth of Americans Ages 65-74 Compares to Earlier Generations
Key takeaways
- How the Wealth of Americans Ages 65-74 Compares to Earlier Generations Net worth, retirement savings and debt look very different once retirement begins.
- About 76% own a home and 51% have a retirement account, making home equity and savings the biggest drivers of wealth at this stage.
- Debt is less common but still present, with roughly 65% carrying some debt and about a third holding a credit card balance.
How the Wealth of Americans Ages 65-74 Compares to Earlier Generations Net worth, retirement savings and debt look very different once retirement begins. Sabrina Karl Sun, June 14, 2026 at 9:05 PM GMT+7 4 min read Knowing how Americans ages 65–74 compare financially can help you gauge whether your own retirement savings and assets are on track.Credit: Getty Images Key Takeaways Americans ages 65–74 have a median net worth of $410,000, the highest of any age group.
About 76% own a home and 51% have a retirement account, making home equity and savings the biggest drivers of wealth at this stage.
Debt is less common but still present, with roughly 65% carrying some debt and about a third holding a credit card balance.
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