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Fidelity’s 2026 Retirement Study Says 7-in-10 Americans Would Skip Traditional Retirement for Gig Work, a Business, or a New Career
Key takeaways
- Gen Z leads with 45% open to entrepreneurship, while 70% of Boomers reject non-traditional paths entirely, revealing a sharp generational divide.
- Retirees with a written plan are twice as confident and 81% report sufficient lifetime savings, versus only 45% without a plan.
- Many financial professionals are salespeople paid on what they push, not whether you end up wealthier.
Fidelity’s 2026 Retirement Study Says 7-in-10 Americans Would Skip Traditional Retirement for Gig Work, a Business, or a New Career Dmitry Demidovich / Shutterstock.com David Beren Wed, June 10, 2026 at 9:28 PM GMT+7 5 min read Quick Read Seven in 10 Americans would consider alternatives to traditional retirement, including gig work, business ownership, consulting, or an entirely new career.
Gen Z leads with 45% open to entrepreneurship, while 70% of Boomers reject non-traditional paths entirely, revealing a sharp generational divide.
Retirees with a written plan are twice as confident and 81% report sufficient lifetime savings, versus only 45% without a plan.
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