Qaumi bachat Behbood Savings Certificates profit rate in May 2026

ISLAMABAD – The Central Directorate of National Savings (CDNS) has revised profit rates of various schemes but kept the rate for Behbood Savings Certificates unchanged. The federal government introduced the certificates in 2003 in response to the difficulties faced by widows and the elderly. The scheme has been extended to disabled persons and special minors with disability through their guardians. BSC is available in the denominations of: Rs5, 000, Rs10,000, Rs50,000, Rs100,000, Rs500,000 and Rs1,000,000. Profit is paid on monthly basis started from the date of purchase of the certificates. Investment Limit The minimum investment a person can made in Behbood certificates is R 5,000 while the maximum limit for individual person stands at Rs7500,000. Behbood Certificates Profit Rates 2026 The federal government has kept the profit rate unchanged for Behbood Certificates at 12 percent. It means an investors will receive Rs1000 in wake of profit on investment of Rs100,000 each. Tax, Zakat Deduction Withholding tax is not collected on the profit earned on BSCs. Investments made in the BSC are also exempted from Zakat collection.