business
How to Save $67,500 in a Solo 401(k) While Working a W-2 Job
Key takeaways
- Your day-job 401(k) and your Solo 401(k) are two separate plans, so the employer contribution stacks across both, while the employee deferral remains a single shared cap.
- SmartAsset s free tool can match you with a financial advisor in minutes to help you answer that today.
- NerdWallet s Smart Money Podcast aired a segment that most W-2 employees with side income have never had explained clearly.
How to Save $67,500 in a Solo 401(k) While Working a W-2 Job Jack_the_sparow / Shutterstock.com Ian Cooper Thu, May 21, 2026 at 11:14 PM GMT+7 4 min read NRDS Quick Read Nerd Wallet’s Smart Money Podcast aired a segment most W-2 employees with side income have never had explained clearly.
Your day-job 401(k) and your Solo 401(k) are two separate plans, so the employer contribution stacks across both, while the employee deferral remains a single shared cap.
Are you ahead, or behind on retirement? SmartAsset s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don t waste another minute; learn more here.
Article preview — originally published by Yahoo Finance. Full story at the source.
Read full story on Yahoo Finance →
More top stories
Aggregated and edited by the Scoop newsroom. We surface news from Yahoo Finance alongside other reporting so you can compare coverage in one place.
Editorial policy · Corrections · About Scoop