HELOC and home equity loan rates Saturday, May 23, 2026: HELOC rates are low, but may not stay that way
Key takeaways
- Personal Finance / Mortgages Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations.
- According to the CME Group’s FedWatch tool, the probability that the Fed will raise rates grows with each meeting throughout this year.
- Learn more: How Fed rate decisions affect your money
Personal Finance / Mortgages Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
HELOC and home equity loan rates Saturday, May 23, 2026: HELOC rates are low, but may not stay that way Tim Manni · Lead Editor Sat, May 23, 2026 at 5:00 PM GMT+7 4 min read If you’re thinking about getting a HELOC to handle a home renovation, but have decided to hold off until inflation begins to ease, you could find that what you’ve waited for is higher interest rates. According to the CME Group’s FedWatch tool, the probability that the Fed will raise rates grows with each meeting throughout this year. The probability of a June increase is just 1.5%. But skip ahead two meetings, and the probability rises to over 33% in September, and finally to nearly 43% by December.
Learn more: How Fed rate decisions affect your money