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Fidelity’s 2026 Study: Americans With a Retirement Plan Are More Than 2 Times as Likely to Feel Confident About Their Future
Key takeaways
- 81% of retirees with a plan say their money will last a lifetime, versus only 45% of retirees without one, representing a 36-point gap.
- Anyone can capture the planning premium by writing down expected retirement spending, guaranteed income sources, and the savings gap between them.
- SmartAsset s free tool can match you with a financial advisor in minutes to help you answer that today.
Fidelity’s 2026 Study: Americans With a Retirement Plan Are More Than 2 Times as Likely to Feel Confident About Their Future voronaman / Shutterstock.com David Beren Wed, June 10, 2026 at 12:42 AM GMT+7 5 min read Quick Read Americans with a written retirement plan are more than twice as likely to feel confident about their financial future as those without one.
81% of retirees with a plan say their money will last a lifetime, versus only 45% of retirees without one, representing a 36-point gap.
Anyone can capture the planning premium by writing down expected retirement spending, guaranteed income sources, and the savings gap between them.
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