I’m 45 and I just found out about a 20-year-old 401(k) account with $25,000 in it. Where should I put the money?
Key takeaways
- I’m 45 and I just found out about a 20-year-old 401(k) account with $25,000 in it.
- That abandoned money exists in part in the form of 31.9 million forgotten 401(k) accounts, which Capitalize (1) reports held a combined $2.1 trillion in assets in 2025.
- Prime US real estate was a rich person s game — then something changed.
I’m 45 and I just found out about a 20-year-old 401(k) account with $25,000 in it. Where should I put the money? FOUR.STOCK/Shutterstock Christy Bieber Tue, June 2, 2026 at 5:30 PM GMT+7 5 min read Can you imagine forgetting about tens of thousands of dollars of invested funds? While this may seem like something only the super-rich would do, the reality is that working Americans are accidentally abandoning their hard-earned money every day.
That abandoned money exists in part in the form of 31.9 million forgotten 401(k) accounts, which Capitalize (1) reports held a combined $2.1 trillion in assets in 2025.
Prime US real estate was a rich person s game — then something changed. Now everyday Americans are getting a piece of the action for as little as $100