Americans are having kids later — and child-rearing costs are colliding with retirement savings
Key takeaways
- Americans are having kids later — and child-rearing costs are colliding with retirement savings.
- Americans are waiting longer than ever to start families.
- Robert Kiyosaki says this 1 asset will surge 400% in a year and begs investors not to miss this ‘explosion’
Americans are having kids later — and child-rearing costs are colliding with retirement savings. A family of four made up of a mother and father and a young boy and girl are sitting in grassy dunes, all smiling and looking at each other. Victoria Vesovski Thu, June 11, 2026 at 8:49 PM GMT+7 5 min read For decades, having children was something many Americans did before they started thinking seriously about retirement. That’s becoming less common.
Americans are waiting longer than ever to start families. The average age (1) of first-time mothers reached a record 27.5 years in 2023, up from 21.4 in 1970. While delaying parenthood can offer greater financial stability, it also means more parents are finding themselves squeezed between two expensive goals at once: paying for their children’s future while trying to secure their own.
Robert Kiyosaki says this 1 asset will surge 400% in a year and begs investors not to miss this ‘explosion’