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Claiming Social Security in 2027? One Key Move Could Boost Your Benefits Before You File

Yahoo Finance · Jun 13, 2026, 2:28 PM · Also reported by 3 other sources

Key takeaways

Claiming Social Security in 2027?
Missing or misreported income, including gig earnings, causes the SSA to substitute $0 into your benefits formula, shrinking your monthly checks.
Create a free account on the SSA website to review your earnings history, and file Form SSA-7008 to correct any errors before claiming.

Claiming Social Security in 2027? One Key Move Could Boost Your Benefits Before You File Maurie Backman Sat, June 13, 2026 at 9:28 PM GMT+7 4 min read Quick Read Inaccurate SSA wage records can reduce your retirement benefits, since Social Security calculates payments using your 35 highest-paid years of earnings.

Missing or misreported income, including gig earnings, causes the SSA to substitute $0 into your benefits formula, shrinking your monthly checks.

Create a free account on the SSA website to review your earnings history, and file Form SSA-7008 to correct any errors before claiming.

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Claiming Social Security in 2027? One Key Move Could Boost Your Benefits Before You File

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