High Earning Retirees Are Being Warned About This $9,600 Medicare Surcharge That Hits Two Years After a Big Income Event
Key takeaways
- She was talking about her wife KT s Social Security deposit, and the number she described should make every high earner approaching 65 pay attention.
- Here is what Suze said: "That s why I was just showing KT the other day that she got a Social Security check, right, put into her account and they had to subtract 560, I think almost $600 for her Medicare B part of it.
- It reflects IRMAA, the Income Related Monthly Adjustment Amount, and if your income crosses certain thresholds in retirement, it can quietly carve hundreds of dollars off every Social Security check you receive.
High Earning Retirees Are Being Warned About This $9,600 Medicare Surcharge That Hits Two Years After a Big Income Event Andrea Piacquadio from Pexels and JJ Gouin from Getty Images Danielle Liverance Wed, June 3, 2026 at 7:38 PM GMT+7 5 min read On the September 15, 2022 episode of Ask Suze & KT Anything, Suze Orman pulled back the curtain on something most retirees never see coming until it hits their own bank account. She was talking about her wife KT s Social Security deposit, and the number she described should make every high earner approaching 65 pay attention.
Here is what Suze said: "That s why I was just showing KT the other day that she got a Social Security check, right, put into her account and they had to subtract 560, I think almost $600 for her Medicare B part of it. So the more money you make, the more you have to pay."
That number is real. It reflects IRMAA, the Income Related Monthly Adjustment Amount, and if your income crosses certain thresholds in retirement, it can quietly carve hundreds of dollars off every Social Security check you receive.