A $75 billion valuation, 75 million global customers and on its way to America—Revolut is London’s disruptor extraordinaire

Comparisons with first in class are often the death knell for new kids on the block. Young black politician, Chuka Umunna, was described in 2009 as Britain’s answer to President Barack Obama. He now works for a bank, having given up politics in favor of a far more stable career. Nik Storonsky has been described as the Jeff Bezos of finance. He will hope for a rather less obscure entry in the history books in ten years’ time. Storonsky is the founder of Revolut, a trading and banking business that has already reached that holy grail of consumer penetration—verbification. In Ireland, to “revolut” simply means to transfer money, pay for something or split a bill on the bank’s app. To “Google” was recognized as a verb in America in 2002, four years after Larry Page and Sergei Brin officially incorporated the search company. To revolut became a verb in 2022, a matter of months after Storonsky’s company received its full banking license in Ireland. More than 80% of the country’s adult population uses the service. Revolut is not short on ambition. It has applied for a U.S. banking license, a market ripe for the type of disruption that has swept through Ireland. Earlier this year, it was granted full banking status by the U.K. regulators, meaning Revolut can now more easily provide the complete range of current account, mortgage and deposit services that customers demand. It is operational in 40 countries and in March announced record profits of $2.3bn for 2025, a 57% increase. Could Revolut become a verb in the U.K., one of the most valuable banking markets in the world and a country Storonsky has prioritized? “If we make this happen here, fantastic,” Francesca Carlesi, the U.K. CEO of Revolut, tells me. “The U.K. is a different market, more competitive—we actually like it’s competitive—so I don’t think we can replicate exactly the same factors [as Ireland]. But clearly for me the main lesson is that the [Revolut] watermark matters a lot. When people start bein