A grandma wants to gift $50K in stock for her grandson's college — but $25,000 in hidden gains could trigger a tax trap
Key takeaways
- In fact, 47% of student borrowers with a bachelor's degree (1) owe more than $25,000 — and the average student loan balance among households with student debt is $52,138.
- Getting family help covering the cost of a degree can reduce or even eliminate borrowing.
- Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — here are 5 ways to build wealth like a landlord without actually being one
A grandma wants to gift $50K in stock for her grandson's college — but $25,000 in hidden gains could trigger a tax trap Christy Bieber Mon, June 29, 2026 at 4:30 PM GMT+7 6 min read shutterstock.com As college costs increase, students have been forced to take on a growing amount of debt. In fact, 47% of student borrowers with a bachelor's degree (1) owe more than $25,000 — and the average student loan balance among households with student debt is $52,138.
Getting family help covering the cost of a degree can reduce or even eliminate borrowing. But there are some things to think about, including how a financial gift can impact tax bills.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — here are 5 ways to build wealth like a landlord without actually being one