Easing housing market lock-in? 47% of homeowners say they’d accept up to 6.0% mortgage rate on their next purchase
Want more housing market stories from Lance Lambert’s Resi Club in your inbox? Subscribe to the Resi Club newsletter. In today’s article, we’ll share the full results from the latest Turbo Home-Resi Club Housing Sentiment Survey for Q2 2026. To conduct the survey, Resi Club partnered with Turbo Home, a digital platform that combines expert local agents with AI tools to help homebuyers save on transaction costs. In total, 430 U.S. adults participated in the Turbo Home-Resi Club Housing Sentiment Survey between April 21 and May 21, 2026. This marks the third time we’ve run this particular survey, with the previous surveys conducted in Q1 2025 and Q3 2025. By rerunning many of the same questions over time, ResiClub and TurboHome aimed to track how consumer attitudes around home prices, mortgage rates, agent commissions, and housing affordability are evolving. Note: Some survey results are based solely on responses from U.S. homeowners, while others reflect the views of a broader group that also includes renters and individuals living with family or friends rent-free. Each chart title specifies whether the data represents all respondents or only homeowners. Due to rounding, totals may not add up to exactly 100%. Affordability pressures are still sidelining many prospective buyers and sellers Among homeowners surveyed, the dominant reason for staying put remains simple: their current home still works for their lifestyle and needs. However, it is clear that affordability pressures continue to shape mobility decisions. Roughly 20% of respondents cited either elevated mortgage rates or high home prices as the biggest reason they aren’t moving right now. Moreover, roughly 10% of surveyed homeowners say their mortgage rate is too low to give up. So while some homeowners are gradually adapting to a higher-rate environment, many prospective buyers remain stuck on the sidelines. Among survey respondents, only a minority said they are “very likely” to purchase a home within the next 24 m