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XRP (Ripple) vs Stellar (XLM): Which Wins the Cross-Border Payments Race?
Key takeaways
- XRP (Ripple) vs Stellar (XLM): Which Wins the Cross-Border Payments Race?
- DTCC, which oversees $114 trillion in US capital market assets, chose Stellar as the first public blockchain to host its tokenized securities.
- Stellar’s payment volume hit $5.5 billion in Q1 2026, a 72% annual increase, and XLM surged 28% on the DTCC announcement while the broader crypto market fell sharply the same day.
XRP (Ripple) vs Stellar (XLM): Which Wins the Cross-Border Payments Race? Sam Daodu Sun, May 31, 2026 at 1:56 AM GMT+7 5 min read XRP-USD NVDA Quick Read Ripple’s ODL platform processed more than $15 billion in cross-border payments in 2024, a 32% increase, and cumulative volume crossed $95 billion as of January 2026.
DTCC, which oversees $114 trillion in US capital market assets, chose Stellar as the first public blockchain to host its tokenized securities.
Stellar’s payment volume hit $5.5 billion in Q1 2026, a 72% annual increase, and XLM surged 28% on the DTCC announcement while the broader crypto market fell sharply the same day.
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