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Real Estate Investor: ‘There’s No Middle Ground in 10 Years’ as Middle Class Housing Splits Into Luxury and Affordability
Key takeaways
- Macro stress supports the affordability squeeze: housing starts fell from 1,522K to 1,177K units and the personal savings rate compressed from 6.2% to 3.9%.
- Morby claims his 161-unit Tucson property, bought with seller financing and no money down at 4%, now nets $100,000 per month.
- Don't wait: the analyst who called NVIDIA in 2010 just revealed his top 10 AI stocks.
Real Estate Investor: ‘There’s No Middle Ground in 10 Years’ as Middle Class Housing Splits Into Luxury and Affordability Thomas Richmond Mon, June 29, 2026 at 11:18 PM GMT+7 4 min read Quick Read Pace Morby predicts the housing market splits into ultra-luxury and bare-bones co-living within 10 years, squeezing out traditional middle-class rentals entirely.
Macro stress supports the affordability squeeze: housing starts fell from 1,522K to 1,177K units and the personal savings rate compressed from 6.2% to 3.9%.
Morby claims his 161-unit Tucson property, bought with seller financing and no money down at 4%, now nets $100,000 per month.
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