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Bitcoin's latest plunge revives the debate over owning it—and whether it's just 'crypto being crypto'

CNBC · Jun 12, 2026, 6:01 PM · Also reported by 4 other sources

Key takeaways

  • Bitcoin has lost nearly half its value since reaching a record high above $123,000 in July 2025.
  • But bitcoin's recent decline doesn't appear to reflect a fundamental change in the investment, says Daniel Sotiroff, associate director of ETF and Passive Strategies Research at Morningstar.
  • "I think a lot of this is crypto being crypto," he says.

Bitcoin has lost nearly half its value since reaching a record high above $123,000 in July 2025. After years of bitcoin rewarding those who held through periods of volatility, the selloff is just the latest test of investors' mettle.

But bitcoin's recent decline doesn't appear to reflect a fundamental change in the investment, says Daniel Sotiroff, associate director of ETF and Passive Strategies Research at Morningstar.

"I think a lot of this is crypto being crypto," he says.

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