Ripple unveils new XRP lending protocol
Key takeaways
- Rather than focusing on tokenization alone, the company believes the next stage of blockchain adoption will be driven by making digital assets productive through lending, collateralization, and liquidity management.
- Related: Ripple CEO Brad Garlinghouse has a blunt message for Michael Saylor
- Over the past several years, blockchain development has largely focused on issuing and transferring digital assets.
Ripple unveils new XRP lending protocol Ripple unveils new XRP lending protocol · The Street Marcel Knobloch Tue, June 30, 2026 at 11:44 PM GMT+7 3 min read XRP-USD Ripple has introduced the XRPL Lending Protocol, a new framework designed to bring institutional-grade lending and credit infrastructure to the XRP Ledger. Rather than focusing on tokenization alone, the company believes the next stage of blockchain adoption will be driven by making digital assets productive through lending, collateralization, and liquidity management.
According to Ripple, the protocol aims to bridge a major gap in today's on-chain financial ecosystem by allowing institutions to borrow against tokenized assets without relying on fragmented DeFi applications or selling their holdings.
Related: Ripple CEO Brad Garlinghouse has a blunt message for Michael Saylor