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It's transparency, not tech alone, that drives crypto adoption, panelists tell Consensus Miami
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It's transparency, not tech alone, that drives crypto adoption, panelists tell Consensus Miami

CoinDesk · May 5, 2026, 10:04 PM

Key takeaways

  • Public has built its agentic-investing product so that users review and approve a "deterministic recipe" before any trade is placed.
  • Smitha Purohit, PayPal's senior director of product for crypto, said trust is "a factor of two things;" whether users can start small and experiment, and whether the company has their back when something goes wrong.
  • "When you build too fast, compliance comes as a secondary thought, and I don't think that's the way to build scalable products.

Public has built its agentic-investing product so that users review and approve a "deterministic recipe" before any trade is placed. "Make sure it's not a black box," she said. The result, according to Lanka, is an organization where everyone is now writing code: "I have accountants writing code. We have marketing people playing with code. Everyone is an engineer, and I think that's only going to become more commonplace.”

Smitha Purohit, PayPal's senior director of product for crypto, said trust is "a factor of two things;" whether users can start small and experiment, and whether the company has their back when something goes wrong.

"When you build too fast, compliance comes as a secondary thought, and I don't think that's the way to build scalable products. It should be compliance first, regulatory first, and that's how PayPal looks at everything," she said.

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