The Famous 4% Rule for Retirement Could Fail You if You Don't Do This
Key takeaways
- Maurie Backman, The Motley Fool Fri, June 12, 2026 at 11:38 PM GMT+7 3 min read NVDA After spending a lifetime saving for retirement, the last thing you want to risk is running out of money while you re still alive.
- For years, financial experts have been quick to suggest using the 4% rule.
- In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia.
Maurie Backman, The Motley Fool Fri, June 12, 2026 at 11:38 PM GMT+7 3 min read NVDA After spending a lifetime saving for retirement, the last thing you want to risk is running out of money while you re still alive. And having a strategic withdrawal strategy could lower that risk.
For years, financial experts have been quick to suggest using the 4% rule. It has you withdrawing 4% of your savings your first year of retirement and adjusting future withdrawals to keep up with inflation.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »