Best CD rates today, May 18, 2026: Lock in up to 4% APY
Key takeaways
- Personal Finance / Banking Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations.
- Best CD rates today, May 18, 2026: Lock in up to 4% APY Today's CD rates still hover well above the national average.
- This rate is offered by Marcus by Goldman Sachs on its 9-month CD.
Personal Finance / Banking Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Best CD rates today, May 18, 2026: Lock in up to 4% APY Today's CD rates still hover well above the national average. Tim Manni · Lead Editor Mon, May 18, 2026 at 5:00 PM GMT+7 2 min read Today’s CD rates still hover well above the national average. The Federal Reserve reduced its target interest rate three times in 2025 and has left rates alone in 2026. This has had a ripple effect on deposit account rates, making now a great opportunity to lock in today s high rates with a certificate of deposit (CD). Here’s a look at today’s best CD rates and where you can find the best offers.
Today, the highest CD rate is 4% APY. This rate is offered by Marcus by Goldman Sachs on its 9-month CD.