Are stores open on July 3, 2026? Holiday hours for Walmart, Target, Costco, banks, stock market, post office, and more
Fireworks, BBQs, parades . . . oh my! The biggest summer holiday in America is extra special this year, as this Fourth of July marks the 250th anniversary of the adoption of the Declaration of Independence. This means it is essentially a huge milestone birthday for the nation. Since the big day falls on a Saturday this year, many organizations will observe it on Friday, July 3. What is open and closed under these circumstances can be confusing, so read on to find out where to grab some last-minute sunscreen. What exactly does the Fourth of July celebrate? The Fourth of July celebrates the day the Second Continental Congress formally adopted the Declaration of Independence. This document, written by Thomas Jefferson, proclaimed that the 13 American colonies were no longer under the thumb of Great Britain. King George III was not thrilled, and tried to dismiss the document as an act of rebellion. Despite this, other governments, including those of France, Spain, and the Netherlands, would recognize American independence. Is July 3 a federal holiday? The Fourth of July is the federal holiday. When this falls on a weekend, it is observed on July 3 by the federal government. Are banks and ATMs open on July 3? Yes. Most banks will remain open on July 3, and will observe the holiday on the Fourth. (However, it is always a good practice to check ahead so you don’t waste any time.) The Federal Reserve is open on July 3, but the Board of Governors will close. ATMs will be available on July 3. Those outside of bank locations will also be available on the Fourth. Online banking is always available 24/7, 365 days a year. Is the post office open on July 3? Yes. Post offices will be open to sell you a stamp or ship important items to customers or loved ones. The U.S. Postal Service will also celebrate Independence Day on the actual holiday. Is mail delivered on July 3? Yes. Mail will be delivered on July 3. It will not be delivered on the Fourth. Normal operations will resum