Here's how Trump Accounts could affect women's retirement savings gap
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- Trump accounts — set to officially launch July 4 — are aimed at helping the youngest Americans get an early start on building long-term financial security through investing.
- Research shows that although women save more of their paycheck than men, their 401(k) account values are lower.
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Trump accounts — set to officially launch July 4 — are aimed at helping the youngest Americans get an early start on building long-term financial security through investing. Whether that will reduce the retirement savings gap that women face is less certain, experts say.
Research shows that although women save more of their paycheck than men, their 401(k) account values are lower. The average balance among men at the end of 2025 was $194,597, compared with $146,476 for women, according to Vanguard's new 2026 How America Saves report.