Set your 2026 graduate up for financial success: 3 practical tips

Graduation season is upon us, which means copies of Oh, the Places You’ll Go! are flying off bookstore shelves—since whimsical Seussian life advice has been the go-to gift for new graduates since 1990. But handing over a picture book seems especially unhelpful for the class of 2026. While every generation of young graduates seems to face a unique set of woes in their early adulthood, this year’s new grads are coming up against some particularly turbulent times. AI is gobbling up the entry-level jobs that new graduates need to get their foot in the door. Adding insult to injury, commencement speakers are encouraging grads to embrace their new AI overlords. But wait, there’s more! Inflation is up 3.8% (the highest it’s been in three years), and the unemployment rate for college graduates ages 22 to 27 was 5.6% as of December 2025, outstripping the national average. What’s more disheartening is that of those employed twentysomething college grads, 40% were working in jobs that didn’t require a college degree. Honestly, it’s understandable why parents might reach for Dr. Seuss to help counsel a newly minted graduate in times like these. (And possibly grabbing a fresh copy of Goodnight Moon to ease their own parental insomnia.) No matter how worrisome the economic news may be, however, there are practical gifts you can offer to your new grad that will help launch both their career and their personal financial success. Consider giving these gifts to the graduate in your life. Teach them soft skills When I was 14 years old, a new classmate introduced herself with a handshake, and immediately critiqued the “limp fish” grip I offered in return. My new friend was the daughter of a minister, which meant she shook hands with dozens of parishioners every Sunday and knew a thing or two about greeting people that had never once occurred to me. It’s been more than 30 years, and I still use her advice on handshakes, introductions, and humor on a daily basis. Like my teenage self, th