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Regret taking Social Security at 70? Here’s what to do if it haunts you (and why younger Boomers must take notice)
Key takeaways
- Regret taking Social Security at 70?
- For some, waiting until you turn 70 is considered the smartest financial move you can make in retirement.
- A study by the National Bureau of Economic Research (2) (NBER) even suggested that waiting until age 70 was the right move for 90% of American workers currently between the ages of 45 and 62.
Regret taking Social Security at 70? Here’s what to do if it haunts you (and why younger Boomers must take notice) taurusphoto/ Shutterstock Vishesh Raisinghani Tue, June 16, 2026 at 11:30 PM GMT+7 5 min read GC=F Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below.
For some, waiting until you turn 70 is considered the smartest financial move you can make in retirement. After all, who doesn’t like a potential 24% boost (1) to monthly benefits?
A study by the National Bureau of Economic Research (2) (NBER) even suggested that waiting until age 70 was the right move for 90% of American workers currently between the ages of 45 and 62. So the mathematical evidence overwhelmingly supports a delay.
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