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3 Reasons I'm Not Making Social Security a Huge Part of My Retirement Plan
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3 Reasons I'm Not Making Social Security a Huge Part of My Retirement Plan

Yahoo Finance · Jul 1, 2026, 1:05 PM

Key takeaways

  • Like most people, I expect to get Social Security benefits as a retiree.
  • That's not because I believe benefits will disappear before I reach retirement age, as some people fear.
  • In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia.

Like most people, I expect to get Social Security benefits as a retiree. However, I'm not making these benefits a major focus of my retirement planning. In fact, I want to save enough to retire without counting on Social Security at all.

That's not because I believe benefits will disappear before I reach retirement age, as some people fear. But I do have some other valid concerns about Social Security that have made me wary of making the benefits a major part of my retirement plan. Here are three of them.

Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »

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