Fannie Mae-Backed Bitcoin Home Mortgages Are Finally Here, Coinbase Says
Key takeaways
- Coinbase said the product, first announced in March, is expected to roll out to qualified borrowers across the country in the coming months, while also supporting Circle’s USDC stablecoin initially.
- “Tens of millions of Americans have built real wealth in digital assets,” Coinbase Head of Consumer and Platform Partnerships Mark Troianovski said in a statement.
- The agency stipulated at the time that digital assets held in a self-custodial wallet should not be considered, only those held on centralized exchanges.
Fannie Mae-Backed Bitcoin Home Mortgages Are Finally Here, Coinbase Says André Beganski Thu, June 4, 2026 at 10:12 PM GMT+7 3 min read BTC-USD FNMA USDC-USD A Michigan couple helped make history when they recently closed on the first government-guaranteed mortgage secured by Bitcoin, Coinbase announced on Thursday.
Working with mortgage lender Better, the exchange said it had enabled Joe and Amy to secure a Fannie Mae-backed home loan by pledging Bitcoin as collateral for their down payment, allowing them to benefit from the government-sponsored enterprise’s safety net.
Coinbase said the product, first announced in March, is expected to roll out to qualified borrowers across the country in the coming months, while also supporting Circle’s USDC stablecoin initially. The offering will give homebuyers a way to leverage their crypto holdings—without ultimately selling their digital assets—Coinbase said.