Is Ripple (XRP) Still A Good Crypto to Buy In 2026?
Key takeaways
- Is Ripple (XRP) Still A Good Crypto to Buy In 2026?
- The infrastructure to support a much higher XRP price already exists.
- The CLARITY Act’s—XRP’s biggest catalyst—passage timeline is tight, with Polymarket odds at 55% and Galaxy Digital cutting its estimate from 75% to 60% on June 5.
Is Ripple (XRP) Still A Good Crypto to Buy In 2026? Sam Daodu Sun, June 7, 2026 at 6:34 AM GMT+7 9 min read XRP-USD POLA.PVT GLXY Quick Read XRP has fallen 41% in 2026, from a $1.84 year-end 2025 close to $1.09 today, despite every major catalyst arriving this year. The SEC and CFTC formally classified XRP as a commodity in March, spot XRP ETFs have pulled in $1.43 billion in cumulative inflows (with a record $131.94 million in May alone), and the CLARITY Act cleared the Senate Banking Committee in May.
The infrastructure to support a much higher XRP price already exists. There are over 300 financial institutions on RippleNet, Ripple s conditional OCC trust bank charter (December 2025) now active under the OCC s April 1 rule, bank partnerships across Europe and the UAE, RLUSD under dual federal-state oversight, and $474 million in XRPL real-world tokenization. Despite all these, the XRP price keeps dropping.
The CLARITY Act’s—XRP’s biggest catalyst—passage timeline is tight, with Polymarket odds at 55% and Galaxy Digital cutting its estimate from 75% to 60% on June 5. The August recess is the hard deadline, and Lummis has warned that missing it pushes the bill s next viable path to 2030.