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ChatGPT will offer personalized financial advice (if you connect your bank account)
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ChatGPT will offer personalized financial advice (if you connect your bank account)

Engadget · May 15, 2026, 4:01 PM · Also reported by 4 other sources

Key takeaways

  • Open AI Open AI is rolling out a preview of a new personal finance feature inside of Chat GPT.
  • To hear Open AI tell it, every month more than 200 million users already turn to Chat GPT for guidance on managing their money.
  • The chatbot will then start building a visual dashboard, like the one you see in the screenshot OpenAI provided.

Open AI Open AI is rolling out a preview of a new personal finance feature inside of Chat GPT. Starting today, Pro users in the US can connect their financial accounts to Chat GPT in order to get more personalized advice from the chatbot.

To hear Open AI tell it, every month more than 200 million users already turn to Chat GPT for guidance on managing their money. By building a framework that allows those people to connect their accounts to its servers, Chat GPT can go from offering generic advice to helping those same users take actions that more directly improve their lives. The integration is made possible through a partnership OpenAI has signed with Plaid, which offers connections to more than 12,000 financial institutions, including banks like Citi and Chase, in addition to services like Affirm and Robinhood.

To begin using the new integration, find the "Finances" section inside of ChatGPT's sidebar or write a prompt along the lines of "@Finances, connect my accounts." ChatGPT will guide you through the process of importing your financial information through Plaid. The chatbot will then start building a visual dashboard, like the one you see in the screenshot OpenAI provided. The process of generating a visual representation of your finances may take a few minutes. From there, you can select one of the starter prompts or ask your own questions.

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