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OpenAI launches ChatGPT for personal finance, will let you connect bank accounts

TechCrunch · May 15, 2026, 4:00 PM · Also reported by 4 other sources

Key takeaways

  • Open AI has partnered with the financial connection service Plaid to manage the account connections.
  • The new product comes just one month after OpenAI acquired the team behind personal finance startup Hiro, which was backed by firms like Ribbit, General Catalyst, and Restive, in April.
  • OpenAI users can access the tool by selecting Get started in the Finances option in the sidebar, or typing @Finances, connect my accounts in a ChatGPT conversation.

On Friday, Open AI launched a new set of personal finance tools in preview for Chat GPT Pro subscribers in the U.S., letting them connect their accounts and ask questions ranging from spending analysis to future financial planning.

Open AI has partnered with the financial connection service Plaid to manage the account connections. Users can connect to over 12,000 financial institutions, including Schwab, Fidelity, Chase, Robinhood, American Express, and Capital One. Once users connect these accounts, they will see a dashboard of their portfolio performance, spending, subscriptions, and upcoming payments.

The new product comes just one month after OpenAI acquired the team behind personal finance startup Hiro, which was backed by firms like Ribbit, General Catalyst, and Restive, in April. OpenAI said that the Hiro team s expertise in finance was useful in launching this product, but didn t specify if the entire feature was built by them.

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